Close your loan with Top Flite Financial in 2018 and receive an entry into our Super Bowl Contest!
Find a Custom Mortgage Solution Now! Compare Rates for FREE!
Use one of our quick & easy tools to find out what you qualify for!
Home Purchase Qualifier Refinance Rate Checker
Welcome to Top Flite Financial, Inc. 
“Providing Customized Mortgage Solutions for Clients Nationwide from our St. Louis, Missouri Office”
We are dedicated to providing our clients customized financial products, providing loans that Banks and Credit Unions often turn down. We are known for having minimal overlays, proudly providing the most competitive mortgage rates in St. Louis.
Your Dedicated Mortgage Team! 
Top Flite Financial has been a trusted nationwide lender for over 15 years, bringing to St. Louis years of expertise built on integrity, ethics, excellence and dedication. Our business runs from 9:00 am to 7:00 pm, but our Loan Officers see to it that they answer all your questions, even after hours.
At Top Flite Financial, we make a stressful process easy. Even at times when our own clients believed closing on a mortgage was not possible – we were able to get them to the closing table. But don’t take it from us, see below …….
Connect with a Mortgage Expert Today! 314-748-1313
Google Rating
5.0 
Rodney Zacarias
13:36 24 May 18
I worked with Monika Datzeva , I would highly recommend her to all my friends , she is the best! she answered all my Questions & of course explained everything.She was great to work with & very helpful , very professional. I wish i could give 13 stars! TOP FLIGHT FINANCIAL #1read more
Rolando Villasenor
09:15 24 May 18
My experience with Top Flite Financial has been an amazing experience all thanks to my main person of contact Hannah Cho. She has been the most professional yet easy to talk to financial individual I may have ever dealt with up to this point in my life. She is an asset and an amazing addition to the Top Flite team. I can't thank her and them enough for coming through for me and making sure I understood everything at every step of the way. Thanks Top Flite! I truly appreciate everything you have done for me. I will be a returning customer! Anyone else reading this, stop reading and call them already trust me you don't want to go anywhere else.read more
Kerri Aguiar
22:47 16 May 18
Nicholas Wilson was So helpful on explaining this experience.. We have never done this before and had doubt at first but Nick got the ball rolling and never let us down..we look forward to working with him again in the future.. Thank you again Nicholas!read more
Alisen Motonaga
16:20 04 May 18
It was my first time buying a house and I honestly had no idea what to expect and what to do. Gerald (Jerry) Stros was my loan officer and he was so awesome at making me feel comfortable and explaining a lot of things to me. He followed up with me consistently and took my calls even when it was 8 or 9pm at night. I really loved his guidance through the entire process and I'm thankful on how patient he was with me because I probably asked a ton of ridiculous questions. The Top Flite team took care of conversing with my insurance, the escrow team, etc. Really enjoyed the customer service / responsiveness and Jerry's kindness!read more
Kama Clarke
03:16 29 Mar 18
After working with Lending Tree and advised that I did not qualify for a conventional loan, I was told I would only qualify for an FHA refinance. Needless to say, I ended up working with Top Flite Financial, Inc., with Lindsay Mortara as my Mortgage Loan Originator, she got me the conventional loan that I requested. I would say the total close time from my first conversation with Lindsay was about two months. She managed to have the appraiser fee included into the closing fee which normally does not happen, she did great! I was impressed by how comfortable she was to work with, very professional with a good sense of humor and always quick to get back with me, even after hours. I would highly recommend Lindsay should you need any help with your Mortgage needs!read more
Johnny Arnold
22:08 22 Mar 18
I wanted to refinance and had no clue what I was getting into. I feel extremely lucky that Nicholas Wilson @ Top Flite Financial was my guy! He walked me through every step of the loan process and was detailed in answering all my questions as well as concerns. I will recommend Top Fight Financial to anyone I know looking to buy a home or refinance an existing mortgage.I will be enjoying my new inground swimming pool in the very near future!Thank you, thank you, thank you!read more
Susan Sohl
17:34 08 Mar 18
The process went smoothly with no lengthy glitches. As with all refinances, the amount of documentation seems to be endless but this went smoothly since proof of income, assets, identification, etc. could be sent in via email and/or fax. Devon and his assistant were very patient and understanding, so I now have a very low 15-year rate instead of an ARM that is adjusting upward. Thank you Top Flite and hurrahs to Devon!read more
Celia Welch
23:46 02 Mar 18
I wish I could give 10 stars!! These guys are truly the best. Senior Finance manager Christopher P helped us. We didn't know what to expect since these days loans are not handed out like before. There were a lot of hoops we went through, but Christopher helped us the entire way. Communication was the best, each step of the way, the work needed and completed, he explained thoroughly. Our situation for our purchase wasn't an easy one. But Christopher worked through it all and successfully!I highly recommend Christopher and his team to help you with your dream home purchase.read more
Walter Muszynski
02:27 24 Feb 18
Working with Kyle Gally on our loan was a pleasure. Kyle's attentiveness to our particular financial situation was critical to our eventually being able to secure a refinance. We tried to work with several other financial institutions in our attempt to refinance and ran into difficulties in each case which did not allow for the loan to be completed. Kyle's knowledge, friendly personal manner and persistence to address any issue that came made all the difference. I highly recommend Kyle and Top Flite Financial.read more
Małgorzata Żuk
01:59 24 Feb 18
It was a pleasure to work with Top Flite Financial -- they are outstanding. After several attempts to refinance our mortgage with other companies and running into obstacles, it was a breath of fresh air to work with Kyle Gally. He is effective, professional, and easy to reach. He anticipated our needs and solved problems effortlessly. He consistently demonstrated bright disposition and superior skills. Highly recommended!read more
Casey Strong
05:17 08 Feb 18
I want to say THANK YOU to Nicholas Wilson at Top Flite Financial! My wife and I couldn’t be happier with the customer service Nicholas provided to us. We have dealt with other companies in the past and this is by far the best experience we have had. Nicholas was always available to answer our questions and the communication through the whole process was unbelievable. We would (and will) recommend Nicholas and Top Flite to everybody!read more
Amanda Omohundro
18:15 31 Jan 18
I recently purchased my first home and Cody Mueller helped me with FHA loan, he was incredibly personable and went over everything until I understood and felt comfortable with it. He made this huge life changing decision/experience WAY easier! I would send any and everyone I know to him as he was beyond professional and so friendly!! Thank you so much Cody!!read more
Daniel Adams
16:23 30 Jan 18
We worked with Chris Piatchek at Top Flite St. Louis. Chris took the time to hear out our needs and crafted a loan specific to what we were looking for. Chris was upfront with any and all costs, and worked tirelessly to facilitate our home purchase as quickly and as smoothly as possible. Top Flite was able to pin the rate I desired right on the nose at a time when rates are starting to drift upwards. I changed my mind a few times on what type of loan I was pursuing and Chris took the time to explain each one and the pros and cons. I feel we definitely landed on the perfect model for us.read more
Jessica Murguia
22:00 10 Jan 18
Great experience! Manager Bill Jones made the entire loan refinance process easy. He responded quickly whenever we had any questions. Bill did an amazing job explaining everything. He assured us every step of the way and gave us a timeframe and always let us know up to the minute what was happening. Top Flight Financial is a great company and I would recommend it to anyone.read more
Cara Mueller
15:59 27 Dec 17
You can’t go wrong working with Cody Mueller. His dedication and ability to make the process as easy as possible is beyond impressive. He goes above and beyond to remove any hassle and save you the most money. I would definitely recommend him for any of your loan needs.read more
Joyce McCray
22:14 30 Nov 17
I really appreciate everything Brendan did for me to refinance my mortgage. Brendan was highly professional, knowledgeable and responsive. He was patient and thorough answering all of my questions. He kept the ball rolling and the process was completed in the time frame promised. There were absolutely no surprises at settlement. An excellent job!read more
Amanda Timmerman
20:55 30 Nov 17
We truly enjoyed working with Brendan!! Brendan and the Top Flite team clearly communicated what was needed and supported our needs. He was quick to respond to our questions, even outside of "normal" business hours. We truly felt like Brendan had our best interest at heart during the whole process. Our closing day was quick and painless because Brendan’s on top of his game!!! Thank you Brendan!!!read more
Kristy First First
15:14 29 Nov 17
I have known Jerry Stros for at least 30 years, meeting in college. It is easy to describe his character and anyone that knows him would say he exemplifies the highest qualities of sincerity, truthfulness, kindness and a true family man. Jerry is most definitely an achiever and is successful and passionate about his work. I highly recommend him for your financial needs.read more
Don Sternhagen
15:22 13 Nov 17
Todd and the team at Top Flite are great to work with. They know service. As a Realtor I have worked with many lenders in the area and Top Flite never disappoints. They always made me feel like my deals are the most important one they are working on. And they make our clients feel that way too.The communication was top notch and my calls were always returned. Really they usually called me before I had a chance to call them. Our clients have always closed on time without the last minute rush that I’ve had with some lenders.I know that I have a great partner in Top Flite and recommend them to my clients. You should too.read more
Donna V. Witherspoon
04:18 27 Oct 17
It is rare to find a mortgage professional that not only listens, understands your concerns, and what you are hoping to do when you look to refinance your home. In my opinion, Kevin Engel of Top Flite Financial is that professional. I have only had the pleasure of working with one other professional when it came to a refinance on our home, now I can say I have had the pleasure of working with two professionals. I was impressed with Kevin's knowledge, his sincerity and understanding of my needs. What initially drew me to Kevin was his first contact with me to handle our home refinance. I don't like a lot of calls at home, especially with people trying to sell me something I don't need. But, I was truly impressed with Kevin, because when I filled out the form on Lending Tree, and clicked the button to find lending agents, I received a barrage of telephone calls, which is what I was afraid would happen. But Kevin was the only one to reached out to me via email, and I appreciated that. When we did talk, he explained that he didn't call because he knew I would be getting tons of calls for my business, which is why he emailed me. His statement was heartfelt and much appreciated, which is why I choose Top Flite. From the first day I worked with Kevin, he explained everything, gave me options, listened, followed through as he said he would, and communicated very well. He didn't seem to mind all the questions that I would throw at him, even the ones that I thought might be silly or dumb. He was patient, kind and never mislead me. Another thing that impressed me with Kevin, was that he didn't think one sided, he looked at the big picture, and also looked ahead for future opportunities that would result in an even better loan for me. That's what a professional, a truly exceptional professional does. I didn't even have to ask, he seemed to sense my needs and provided the answers and follow up solutions that would benefit me down the line. Very impressive. I could tell he likes what he does, and really cares about his clients, just from his work ethic. That's what I look for when I am dealing with loan representatives that are looking for my business. Kevin is a keeper, and I hope he continues to grow, and will be with Top Flite Financial for a quite a while, at least for the next 6 months or so!Thank you Kevin, keep up the good work!Donna V.read more
Katie Johnson
18:20 25 Oct 17
5 Stars!!!My lender Vanessa Adele with Top Flite Financial was so great to work with! She always made sure to answer all my crazy questions through the entire process. I would email with any concern and she would be sure to call me to answer not just reply to my email. She has been such a pleasure to work with that I will refer everyone I know to her for business.Thanks for everything!Katie Johnsonread more
Dean Fugate
03:09 17 Oct 17
My loan officer Lindsay Mortara was awesome! She was always there to answer my phone calls/emails no matter what time it was. She was very helpful, knowledgeable, friendly and honest. I’m sure Top Flite Finical knows what an asset Lindsay is and how dedicated she is to there company. I want to give Lindsay a big thank you for all her help and making my experience with Top Flite Finical an easy one.read more
Lindsey Meier
17:49 29 Sep 17
What a great experience! My husband I used Doug Smith to refinance our home, and cannot thank him enough. On top of saving money, he was so easy to work with. He worked around our schedule, and was very professional and accessible. Doug took the stress out of the entire situation. He is such a hard worker and is dedicated to making the customer experience stress free. I would highly recommend using Doug Smith and Top Flite Financial.read more
Noelle Tab
19:09 21 Sep 17
Excellent customer service! Finance manager Bill Jones made the entire loan refinance process easy. He was always very helpful and responded quickly whenever we had any questions. Bill did an amazing job explaining everything along the way accurately and concisely. We thought we would be overwhelmed by the process but he assured us every step of the way and gave us a timetable as well. Top Flight Financial is a great company and I would recommend it to anyone.read more
