Mortgage lenders assisting a client
About Us
What Makes Us Different?

At Top Flite, we believe that you’re more than just a credit score. This means that we assist clients that most financial institutions turn away. In fact, 95% of the loans we close are for existing homeowners with less than perfect credit. Not only can we get your loan closed, but we’ll do so in a timely manner at the agreed-upon terms.

  • Loan Approvals with credit scores as low as 500
  • Common sense underwriting
  • We maximize your cash-out options
  • Self Employed – Bank Statement Programs
  • Quick Turn Times – close in weeks, not months
  • Mobile App to track your loan progress and upload documents
Top Flite Financial

Our Process Flow

Loan Calculators
Detailed calculators help you figure out payments.
Document Scanner
Securely scan and upload docs from your phone.
Loan Applications
Start the pre-qualification/application process.
Featured Loan Products

Choose the best loan for your financial situation!

  • Fixed Rates
  • Close in less than 30 days
  • Cash-Out up to 90% CLTV
  • Common Sense Underwriting
  • Dedicated Client Success Manager
  • Credit Scores as low as 500
Learn More
  • Fixed Rates
  • No Down Payment Required – Purchase
  • Jumbo VA Loan Product to 100%
  • Common Sense Underwriting
  • Credit Scores as low as 500
Learn More