Jumbo Loans
We offer financing for up to $3.5 Million and make it even easier for our Self Employed borrowers to income qualify, by offering a unique bank statement program.
Find out why so many homeowners in search of a Jumbo Home Loan choose Top Flite.


What Are Jumbo Loans?
A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2022, the limit for single family homes is $647,200 for most of the US.
We’re here to make the jumbo home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our free Jumbo Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re looking to refinance or purchase a home that needs Jumbo Financing.
Self Employed? No problem! We have an awesome Bank Statement Program to help you qualify.

- Fixed Rates
- Adjustable Rates (ARM)
- Jumbo & Super Jumbo Loans
- LTV up to 90% – No MI !
- Combo Loans Available up to 95% CLTV
- 10% Down Payment

There are many benefits, including financing available up to $2.5 million, industry-leading rates, relaxed guidelines, etc. Complete our Jumbo Loan Qualifier and then ask one of our mortgage professionals about Top Flite Financial, Inc.’s Jumbo Refinance and Purchase program that allows for up to 90% financing for the purchase or cash-out refinance with no Mortgage Insurance!
The Jumbo Loan Process
Step 1
Download our secure Hole N1 Mortgage Mobile App or Access via our Online Web Portal from your to complete your initial application
Step 2
Your dedicated Top Flite Loan Officer will reach out to schedule a time to go over options based on your unique criteria and scenario
Step 3
Choose the offer that best fits your needs and schedule your appraisal
Step 4
Work with your dedicated Client Success Manager to get your loan to the closing table in less than 30 days!