Top Flite Financial, Inc. is an industry leader in helping homeowners with less than perfect credit, improve their quality of life! We accomplish this by reducing the industry’s standard credit criteria required for a cash out refinance.
Over the years we have leveraged our approved FHA and Portfolio Lending status to assist clients purchase new homes and refinance their existing mortgages when the local banks/lenders turned them down.
Many hardworking Americans that pay their mortgage on time are being pushed aside by Banks and Mortgage lenders due to a financial hardship, outstanding credit card debt, student loans, etc….
The Top Flite Step Forward Program not only solves that problem by allowing credit scores all the way down to a 500 Fico on our cash out/debt consolidation loans, but we also put a plan in place to improve our clients mortgage. We’ll contact you after 6-8 payments to determine your eligibility to refinance into more favorable terms.
Our clients not only benefit from having the ability to get the cash they need now at a competitive interest rate, but they get the added value of a “No Lender Fee” refinance after 6 payments to help them reduce their mortgage payment by transitioning from our FHA or Portfolio loan into a Conventional Mortgage.
Borrowers who have been affected by life events:
Borrowers who need to consolidate debt:
*See Attached Coupon for Free Appraisal Rebate*
This is not an offer to enter into agreement or commitment to lend. All products are subject to credit and property approval. Terms, rates and programs are subject to change without prior notice. No guaranty of loan approval is implied. The second loan approval will require a new underwrite. The borrower will require a new credit, income, and collateral approval to be eligible for the second loan. Interest rates will be subject to market availability. Top Flite financial, Inc. cannot guarantee a specific interest rate on the second mortgage transaction.