VA Loans
Top Flite Financial offers an exclusive benefit to those who served our country with our VA loan. With a minimum credit score of 500, you can obtain one of our VA loan products.
Our lending specialists provide our clients with an uncompromised service, giving sound professional advice through the whole process.
What is a VA Loan?
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may only be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not re-marry).
We’re here to make the VA home loan process a whole lot easier, with tools and expertise that will help guide you along the way. We’ll help you clearly see differences between VA loan programs, allowing you to choose the right one for you.
Our Loan Officers make sure you get the right financial solutions, and answer any questions, even after hours. We strive to get you the best rates and terms and will cusotmize a solution that has the biggest impact on your overall financial picture.
- Fixed Rates
- Adjustable Rates (ARM)
- No Down Payment Required
- 100% Cash Out – Refinance
- Jumbo VA Loan Product to 100%
- Terms from 10 to 30 Years
- Credit Scores down to 580!
VA loans are often the best option for Veterans looking to purchase a new home or refinance their existing due to the 100% financing option with no monthly mortgage insurance that the VA loan allows.
At Top Flite Financial, Inc. we allow up to 100% cash out on our VA refinance program whereas many lenders cap borrowers at 90%. We have a soft spot for those who have served our country and will go the extra mile to make sure they have an awesome experience when choosing us as their mortgage lender.
The VA Loan Process
Step 1
Complete our simple VA Loan Qualifier or click the Apply Now button and complete the application.
Step 2
Receive options based on your unique criteria and scenario.
Step 3
Compare mortgage interest rates and terms.
Step 4
Choose the offer that best fits your needs.