At Top Flite Financial, we help the seniors make their home equity work for them with our HECM program.
Our program allows you to change your disbursement method at your convenience. With our dedicated lending specialists, you’ll never find HECM lenders more knowledgeable, experienced and patient.
A HECM is a loan for seniors age 62 and older. HECM loans are insured by the Federal Housing Administration (FHA) and allow homeowners to convert their home equity into cash with no monthly mortgage payments. The borrower is responsible for paying the real estate taxes, homeowners insurance, and the maintenance of the property.
We’re here to deliver a Reverse/HECM mortgage process that is a whole lot easier, with tools and expertise that will help guide you along the way, starting with our free HECM Mortgage Qualifier.
At Top Flite Financial, we are committed to helping seniors find the right mortgage solutions. We’ll help you clearly see differences between HECM options, allowing you to choose the right one for you.
You can choose any payment method below with the option to change your disbursement method at any time.
A HECM / Reverse Mortgage pays off your existing mortgage, should you have one, by allowing you access to the home equity you’ve worked so hard to build. Any money left after paying off your existing mortgage is available to use as you see fit.
Complete our simple HECM Qualifier.
Receive options based on your unique criteria and scenario.
Compare mortgage interest rates and terms.
Choose the offer that best fits your needs.