Loan Programs Overview
We offer a variety of different loan options for you to choose from. Learn more about our different loan programs listed below or contact one of our loan officers for assistance. We will help find the right loan that fits your financial needs.
FHA Loans
Top Flite brings a coast to coast FHA loan program that closes the deal. Our lending specialists are very focused on finding the best solutions for our clients and addressing all your questions/concerns.
VA Loans
Top Flite Financial offers an exclusive benefit to those who served our country with our VA loan. With a minimum credit score of 500, you can obtain one of our VA loan products. Our lending specialists provide our clients with an uncompromised service, giving sound professional advice through the whole process.
Conventional Mortgage
For Homeowners/Homebuyers with good credit, a conventional mortgage can often make the most sense. Let’s find out if a conventional mortgage makes the most sense for you.
Jumbo Loans
We’re here to make the jumbo home loan process a whole lot easier, with tools and expertise that will help guide you along the way. Find out why so many homeowners in search of a Jumbo Home Loan choose Top Flite.
Home Equity Loans
We offer Home Equity loan options to help you access even more of the equity in your home. Most lenders will cap you at 80% loan to value for cash out but our HELOC options allow you to access up to 95% of your homes appraised value! We will process your HELOC right alongside your new Top Flite first mortgage and close them both at the same time.
HECM – Reverse Mortgage
At Top Flite Financial, we help the seniors of St. Louis make their home equity work for them with our HECM program. Our program allows you to change your disbursement method at your convenience. With our dedicated lending specialists, you’ll never find HECM lenders more knowledgeable, experienced and patient.