Loan Types Overview
We offer a variety of loan types to fit your financial needs. Browse each of the loan types below, or contact one of our loan officers to find the best fit for you.
We offer a variety of loan types to fit your financial needs. Browse each of the loan types below, or contact one of our loan officers to find the best fit for you.
Get pre-qualified before you start shopping for a new home. Find out exactly what you qualify for within 24 hours!
Access extra cash from the equity you’ve built up in your home. Many of our customers use the cash to pay off high-interest debt, make home improvements, or plan for a large upcoming expense. With an FHA cash-out loan type, we are able to approve borrowers with lower credit scores down to 500, provided they’ve built up at least 20% equity in their home. Chat with a loan specialist today to learn more about this loan type and if it’s a good option for you.
At Top Flite Financial, we can help seniors make their home equity work for them with our reverse mortgage program. A Home Equity Conversion Mortgage (HECM) allows homeowning adults age 62 or older to borrow money using their home as collateral.
Top Flite Financial offers an exclusive benefit to those who served our country with a VA loan. Even with a credit score of 500, you may be eligible to obtain one of our VA loan products.
We’re here to make the jumbo home loan process a whole lot easier, with tools and expertise to guide you along the way. Find out why so many homeowners in search of a jumbo home loan choose Top Flite.
We offer home equity loan options to help you access even more of the equity in your home. Most lenders limit the cash you can receive at 80% loan to value, but our Home Equity Line Of Credit (HELOC) options can allow you to access cash at up to 95% of your homes appraised value!
We are one of the few lenders still offering attractive financing options for homeowners of modular and manufactured homes. If your home meets the following criteria, it is likely that we can help!
