HARP Home Loans with 150% LTV

A HARP Loan Can Keep Your Mortgage Afloat!

Get a FREE quote on a HARP Loan & save thousands of dollars per year.

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The Lowdown on HARP Loans...


Our HARP Loan Rates Are Low & Our Process is Quick & Painless

Here at Top Flite Financial, we help struggling homeowners save money with our HARP loan program. We seek to help homeowners save thousands of dollars by obtaining a new mortgage with a lower rate or more flexible terms.

What is a HARP Loan?

The Home Affordable Refinance Program (HARP) is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009, to help underwater and near-underwater homeowners refinance their mortgages.

The HARP program does not set a required minimum credit. It allows closing costs to be bundled with the new loan so that you can close on your refinance without having to come out of pocket with any additional funds.

Helping Homeowners who are underwater on their homes equity

We’re here to make the HARP loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE HARP Loan Qualifier.

We’ll help you clearly see differences between HARP loan options, allowing you to choose the right one for you.

With our dedicated lending specialists, we will let you know immediately if your mortgage qualifies for a HARP refinance.

The HARP Loan Process

Here’s how our home loan process works:

  • Complete our simple HARP Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why a HARP Loan?

If you’re underwater on your conforming, conventional mortgage, you may be eligible to refinance without paying down principal, and without having to pay mortgage insurance.

  • Fixed Rates
  • Adjustable Rates (ARM)
  • LTV’s up to 150%
  • Appraisal Waiver
  • Terms from 10 to 30 Years

Get Your FREE HARP Loan Quote Now!

I Want My FREE HARP Loan Quote!